Ledger & Lending Co. monogram

Client industries

From builders and growers to retailers, landlords, Airbnb hosts and professional firms, we work with business owners across New Zealand. Our accounting, tax and commercial finance advice is shaped around how your business actually operates — so you receive practical guidance, not one-size-fits-all answers.

Who we work with

Different industries. Advice that fits.

We take the time to understand how your business earns, spends, invests and grows.

Trades & Construction

Builders, contractors & subtrades

Farming & Rural Business

Dairy, sheep, cropping & rural services

Hospitality, Tourism & Accommodation

Cafés, restaurants, motels & tour operators

Retail, E-commerce & Franchises

Shops, online sellers & franchisees

Property Investment & Real Estate

Landlords, Airbnb hosts, developers & agents

Early Childhood & Education

Kindergartens, ECE centres & education providers

Transport, Logistics & Automotive

Freight, couriers, fleets & workshops

Professional, Creative & Digital

Consultants, agencies, IT & media

Health, Medical & Wellness

Clinics, practitioners, dentists & gyms

Manufacturing, Engineering & Wholesale

Makers, importers & distributors

Personal & Community Services

Salons, cleaning, home care & local services

Not-for-Profits & Community Organisations

Charities, trusts, clubs & associations

Not seeing your industry?

The sectors above are only a snapshot. Whatever your business or organisation does, we take the time to understand how it operates and provide clear, practical advice for what comes next.

Next step

Let’s talk about your business.

Tell us where things stand, what you need help with and what you are working towards. We will come back to you with a clear, practical next step.